Skip to main content
Remedies › Concerns › Debt & Loans

Debt & Loans remedies

Remedies to ease debt burden and improve repayment ability.

CHOOSE YOUR ACCESS
Remedies World Pass 100 credits
30 days of Remedies
30 Included Tools & Reports
No membership needed · Fair Usage Policy applies
Sign in to unlock Secure sign-in · instant access
All-Access Unlimited*
Every world · Bonus credits · Courses & eBooks
From ₹99 / 3 days
Explore membership
*Fair Usage Policy applies. Premium AI Vision Tools and eligible additional reports use credits.

Why this happens, in astrology

Traditionally, debt & loans is linked to Mars, Saturn, Jupiter and to the 6th house (debts, disputes & illness) of the birth chart. Remedies aim to calm a troubled planet or support a weak one.

Which of these applies to you depends on your own chart. Your 40-day plan checks it.

Start with these 3Simple, complete and free. Pick one and do it regularly rather than doing many at once.

Option 1

Coral Rosary

Mantra & JaapCan be done at home

For Hanuman/Mars mantra, courage, debt clearance support, legal success, and protection from fear-related dreams in children.

How to do it

  1. Clean the item respectfully with clean water.
  2. Keep or wear it in a clean and suitable place.
  3. Offer lamp/incense where devotional practice is appropriate.
  4. Chant the related mantra with faith and continue practical effort.
You need
Coral beads
When
Tuesday
How long
Practice daily or on the advised day, commonly for 40 days or as guided.
Take care
Traditional astrology/spiritual remedy. Use as faith-based support with ethical action, practical effort, medical care, legal advice, and safety precautions where needed. It is not a guaranteed result or replacement for professional help.
Option 2

Rose, rice and jaggery prayer for debt relief

Deity Worship / PujaCan be done at home

For mental strength, disciplined repayment and symbolic debt relief.

How to do it

  1. Place the items in a clean white cloth or handkerchief.
  2. On Monday, pray before Vishnu-Lakshmi or your chosen divine symbol.
  3. Chant Gayatri Mantra 21 times and ask for relief from debt with honest effort.
  4. Dispose natural items respectfully and repeat up to seven Mondays if desired.
You need
5 roses, silver-colored leaf or symbolic silver paper if appropriate, rice, jaggery, white handkerchief
When
Monday
How long
Up to 7 Mondays
Take care
Keep the place clean before starting. Keep your intention positive and calm. Dispose used items respectfully; do not litter.
Option 3

Sesame, jaggery and flour roti for debt relief

Charity / DaanCan be done at home

For reducing debt stress, disputes and financial heaviness.

How to do it

  1. Make a simple roti using flour with a little sesame and jaggery.
  2. Feed it respectfully to a cow or black dog where safe and allowed.
  3. Do this with the intention of reducing debt and improving discipline in spending.
You need
sesame, wheat flour, jaggery, roti
When
11 Saturdays
How long
Repeat as needed according to the steps.
Take care
Keep the place clean before starting. Keep your intention positive and calm. Dispose used items respectfully; do not litter.

Get the 3 that fit your chart

We check which planets and houses are actually involved for you, then give you one main remedy, one daily mantra and one weekly donation, with a 40-day checklist.

Create my 40-day plan

More debt & loans remedies37 checked remedies

Herbal / AushadhiAt home
Five roses in white cloth for debt relief intention

For symbolically releasing debt stress and inviting financial balance.

Full steps with Remedies PassCharity / DaanAt home
Donate black items and serve workers or elders for Saturn balance

Believed to reduce harsh Saturn effects by humility, charity and service to hardworking people.

Full steps with Remedies PassHerbal / AushadhiAt home
Lemon and salt remedy for debt relief

Traditionally believed to reduce debt-related heaviness and support financial release.

Full steps with Remedies PassHerbal / AushadhiAt home
Saturday salt and mustard four-corner remedy for debt relief

Traditionally believed to reduce financial obstacles and heavy money-related energy.

Full steps with Remedies PassYantraAt home
Kamla Yantra

Abundance, nourishment, wealth, support, business growth and Venus strengthening.

Full steps with Remedies PassYantraAt home
Kanakdhara Yantra

Gold, wealth, debt relief, business recovery and new income channels.

Full steps with Remedies PassYantraAt home
Ketu Yantra

Success, Ketu pacification, health, business victory and relief from fear/debt/litigation.

Full steps with Remedies PassVastu & DirectionAt home
Sumeru Pyramid Sriyantra

For wealth, loan support, success, poverty removal and Vastu correction.

Full steps with Remedies PassYantraAt home
Ketu Locket

For Ketu affliction, debt/litigation/loss themes and bone/arthritis health-supportive prayer.

Full steps with Remedies PassYantraAt home
Sriyantra Locket in Silver

For wealth gain, loan support, poverty removal and Lakshmi worship.

Full steps with Remedies PassMantra & JaapAt home
Rinaharta Ganesha Mantra

For debt relief and poverty removal.

Full steps with Remedies PassDeity Worship / PujaAt home
Ganesha prayer for clear thinking

Traditionally supports clear speech, learning, judgement and practical intelligence.

Full steps with Remedies PassLifestyle & ConductAt home
Soaked moong to birds on Wednesday

Traditionally supports clear speech, learning, judgement and practical intelligence.

Full steps with Remedies PassCharity / Daan
Jaggery, wheat and gram temple offering

Traditionally supports clear speech, learning, judgement and practical intelligence.

Full steps with Remedies PassCharity / DaanAt home
Clean study room and donate books

Traditionally supports clear speech, learning, judgement and practical intelligence.

Full steps with Remedies PassDeity Worship / PujaAt home
Shukla Trayodashi growth observance

A lunar-calendar practice for release excess and honour moderation.

Full steps with Remedies PassLifestyle & ConductAt home
Krishna Trayodashi release observance

A waning-Moon practice for releasing one obstacle while preserving release excess and honour moderation.

Full steps with Remedies PassDeity Worship / PujaAt home
Saturn mahadasha opening sankalpa

A structured opening practice for approaching a Saturn period with patience, duty and long-term stability.

Full steps with Remedies PassCharity / DaanAt home
Saturn antardasha service remedy

A service-based practice for expressing patience, duty and long-term stability during the sub-period.

Full steps with Remedies PassLifestyle & ConductAt home
Monthly Saturn dasha conduct review

A practical review to prevent the difficult side of Saturn themes from becoming habitual.

Full steps with Remedies PassDeity Worship / PujaAt home
Saturn transit ingress prayer

A brief observance for entering a new Saturn transit with awareness rather than fear.

Full steps with Remedies PassLifestyle & ConductAt home
Discipline during a difficult Saturn transit

A non-fear-based conduct remedy for managing demanding Saturn transit themes.

Full steps with Remedies PassCharity / DaanAt home
Gratitude service during a supportive Saturn transit

A service remedy for using a supportive transit with responsibility instead of complacency.

Full steps with Remedies PassDeity Worship / PujaAt home
Saturn shanti water abhisheka to Shani or Hanuman

A low-waste devotional abhisheka associated with Saturn shanti and patience, duty and long-term stability.

Full steps with Remedies Pass

Search all debt & loans remedies →

Free: concern guides, search and 3 complete starter remedies for every concern. Remedies Pass: every full remedy, all tools and your personal 40-day plan.

Frequently Asked Questions

Which planets affect debt & loans?

In astrology, debt & loans is linked mainly to Mars, Saturn, Jupiter. Strengthening or pacifying these planets through remedies is the traditional approach.

What are the best remedies for debt & loans?

Traditionally: Mantra & Jaap, Deity Worship / Puja, Charity / Daan, Lal Kitab Totka. The right mix and order for you depends on your birth chart and running Dasha.

Do these remedies really work?

These are faith- and tradition-based measures offered in good faith. Results are not guaranteed, and they are not a substitute for medical, legal, financial or professional advice.

Do I need my birth details?

The remedies shown here are general and free to follow. For remedies matched to your own planets, doshas and Dasha — in the correct order — get your personalised report.

All remedies here are based on traditional astrology, numerology and Lal Kitab beliefs, offered in good faith. Results are not guaranteed, and they are not a substitute for medical, legal, financial or professional advice.

Kriyasya
✦ Talk to AI Companion →